<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Mpumelelo BW Dlomo]]></title><description><![CDATA[Mpumelelo Bw Dlomo]]></description><link>https://ca3zar10.wixsite.com/wealth/blog</link><generator>RSS for Node</generator><lastBuildDate>Sun, 05 Apr 2026 09:01:57 GMT</lastBuildDate><atom:link href="https://ca3zar10.wixsite.com/wealth/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Sipho’s Story: Navigating Credit Scores with Experian and TransUnion]]></title><description><![CDATA[Sipho is a 32-year-old teacher living in Johannesburg. He wants to buy his first car and knows that his credit score will play a big role...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/sipho-s-story-navigating-credit-scores-with-experian-and-transunion</link><guid isPermaLink="false">68511a2516a1f588221dc0a3</guid><pubDate>Tue, 17 Jun 2025 07:45:11 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_a29320022b7b4221a40672a1feb39b4c~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[Lerato’s Story: Understanding and Managing Her Credit Score]]></title><description><![CDATA[Lerato is a 29-year-old receptionist living in Midrand. She dreams of buying her first car and eventually a home. To achieve these goals,...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/lerato-s-story-understanding-and-managing-her-credit-score</link><guid isPermaLink="false">684ae92feded2b5806629c43</guid><pubDate>Fri, 13 Jun 2025 06:27:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_bd4f9685066c46aead3314c70faa5360~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[Thuli’s Story: How Disability Cover Secured Her Family’s Future]]></title><description><![CDATA[Thuli is a 34-year-old administrative assistant living in Rabie Ridge, a lower-middle-class suburb near Johannesburg. She supports her...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/thuli-s-story-how-disability-cover-secured-her-family-s-future</link><guid isPermaLink="false">684a7375eded2b5806615c8e</guid><pubDate>Thu, 12 Jun 2025 06:41:13 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_c9cbbbe0ec1e4422b53169c3d0459a6e~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[A Day in the Life of Thandi: A Lesson on Debt]]></title><description><![CDATA[Waking Up and Facing Financial Pressure Thandi wakes up at 5:45 AM in her small flat in Soweto. She’s a single mother of two, working as...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/a-day-in-the-life-of-thandi-a-lesson-on-debt</link><guid isPermaLink="false">684908dbe0f98f52e2a48f00</guid><pubDate>Wed, 11 Jun 2025 04:56:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_679720abed0a4e0695a6d727cbf4b687~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[A Day in the Life: Impact of 2025 Economic and Transport Realities]]></title><description><![CDATA[Morning: Waking Up and Preparing for the Day Sipho wakes up in his modest Soweto home at 5:30 AM. The electricity tariff hike means he...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/a-day-in-the-life-impact-of-2025-economic-and-transport-realities</link><guid isPermaLink="false">6847db1014f5ed112187781d</guid><pubDate>Tue, 10 Jun 2025 07:38:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_25512a7b0d514583ad53a089c6144a0b~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[How to maximise your disposable income]]></title><description><![CDATA[Maximising your disposable income—what’s left after taxes and essential expenses—requires a combination of increasing your income and...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/how-to-maximise-your-disposable-income</link><guid isPermaLink="false">6842f37412c20558edcf890c</guid><pubDate>Sat, 07 Jun 2025 10:25:27 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_e0586fff51a34a2e9f3d63e1709ec12d~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[7 side hustles that one can start with AI and no capital]]></title><description><![CDATA[Here are 7 engaging AI-powered side hustles you can start in 2025 with no capital, leveraging free AI tools and platforms:



1. Faceless YouTube Channel Creation Using AI



Create a YouTube channel that posts AI-generated videos around trending topics, tutorials, or entertainment. Use free AI tools to generate scripts, voiceovers, and animations without showing your face.]]></description><link>https://ca3zar10.wixsite.com/wealth/post/7-side-hustles-that-one-can-start-with-ai-and-no-capital</link><guid isPermaLink="false">6842d6e8687f2ce8dbbd49be</guid><pubDate>Fri, 06 Jun 2025 12:27:01 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_d694e7eb60c047f4b8b39e38cfdc8557~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[The Financial Sector Conduct Authority versus The Ombudsman for Financial Services, what are the differences?]]></title><description><![CDATA[The Financial Sector Conduct Authority (FSCA) and the Ombudsman for Financial Services play crucial roles in maintaining the integrity,...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/the-financial-sector-conduct-authority-versus-the-ombudsman-for-financial-services-what-are-the-dif</link><guid isPermaLink="false">68419ff22601548f7422095d</guid><pubDate>Mon, 22 Jul 2024 15:01:19 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_b25a7fbebc7341aea4beca862d43023d~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[What is a Financial Services Providers? What is the Financial Sector Conduct Authority?]]></title><description><![CDATA[The financial sector in South Africa is robust and multifaceted, comprising various entities that ensure its smooth operation and...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/what-is-a-financial-services-providers-what-is-the-financial-sector-conduct-authority</link><guid isPermaLink="false">68419ff22601548f7422095e</guid><category><![CDATA[Financial and Portfolio Management]]></category><category><![CDATA[Investment]]></category><category><![CDATA[Money Matters]]></category><category><![CDATA[Business]]></category><category><![CDATA[Personal Finance]]></category><category><![CDATA[Equities]]></category><category><![CDATA[Estate and Risk]]></category><category><![CDATA[Second Income]]></category><pubDate>Sat, 20 Jul 2024 15:00:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_aa584be8aab64877a9e861dcdd945fbe~mv2.jpg/v1/fit/w_626,h_417,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[What is the Financial Sector Conduct Authority compared to the Prudential Authority]]></title><description><![CDATA[The Financial Sector Conduct Authority (FSCA) and the Prudential Authority (PA) are two pivotal regulatory bodies in South Africa's...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/what-is-the-financial-sector-conduct-authority-compared-to-the-prudential-authority</link><guid isPermaLink="false">68419ff22601548f74220957</guid><category><![CDATA[Financial and Portfolio Management]]></category><category><![CDATA[Investment]]></category><category><![CDATA[Strategy]]></category><category><![CDATA[Money Matters]]></category><category><![CDATA[Business]]></category><category><![CDATA[Personal Finance]]></category><pubDate>Thu, 18 Jul 2024 10:18:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_441321fa7b3a4241bce244df766f568f~mv2.jpg/v1/fit/w_408,h_252,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[Getting started with Equities can be easy]]></title><description><![CDATA[The markets can be a treacherous place for the uninitiated investor and as such it is important that one read this. Getting Started with...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/getting-started-with-easy-equities</link><guid isPermaLink="false">68419ff22601548f7422095a</guid><category><![CDATA[Money Matters]]></category><category><![CDATA[Strategy]]></category><category><![CDATA[Financial and Portfolio Management]]></category><category><![CDATA[Investment]]></category><category><![CDATA[Personal Finance]]></category><category><![CDATA[Second Income]]></category><category><![CDATA[Estate and Risk]]></category><category><![CDATA[Equities]]></category><pubDate>Sat, 13 Jul 2024 14:01:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_8767f0685d134fde94150363b1ac3970~mv2.jpg/v1/fit/w_360,h_270,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[The creative economy]]></title><description><![CDATA[The Creative Economy in South Africa: A Vibrant Tapestry of Innovation and Culture Introduction South Africa’s creative economy is a...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/the-creative-economy</link><guid isPermaLink="false">68419ff22601548f74220955</guid><category><![CDATA[Financial and Portfolio Management]]></category><category><![CDATA[Investment]]></category><category><![CDATA[Strategy]]></category><category><![CDATA[Business]]></category><category><![CDATA[Business Strategy]]></category><category><![CDATA[Art]]></category><category><![CDATA[Design]]></category><category><![CDATA[Second Income]]></category><category><![CDATA[Equities]]></category><pubDate>Thu, 11 Jul 2024 13:49:59 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_070b6348023547c698336284d807188e~mv2.jpg/v1/fit/w_860,h_574,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[Investor Due Diligence]]></title><description><![CDATA[Investor’s Due Diligence, the checklist for individuals – both Natural and Juristic. With the recent spate of Financial Services...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/investor-due-diligence</link><guid isPermaLink="false">68419ff22601548f74220958</guid><category><![CDATA[Financial and Portfolio Management]]></category><category><![CDATA[Investment]]></category><category><![CDATA[Money Matters]]></category><category><![CDATA[Strategy]]></category><category><![CDATA[Business]]></category><category><![CDATA[Personal Finance]]></category><category><![CDATA[Business Strategy]]></category><category><![CDATA[Forecasts]]></category><category><![CDATA[Estate and Risk]]></category><category><![CDATA[Equities]]></category><pubDate>Tue, 09 Jul 2024 14:04:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_f90b55c3860e4ff9a9d0b8c75421542a~mv2.jpeg/v1/fit/w_1000,h_667,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[Lump sums: Gift or a Curse?]]></title><description><![CDATA[Have you recently lost a loved one and come into an inheritance? Or have you come of age in your community and been gifted with a lump...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/lump-sums-gift-or-a-curse</link><guid isPermaLink="false">68419ff22601548f7422095b</guid><category><![CDATA[Financial and Portfolio Management]]></category><category><![CDATA[Investment]]></category><category><![CDATA[Strategy]]></category><category><![CDATA[Money Matters]]></category><category><![CDATA[Business]]></category><category><![CDATA[Personal Finance]]></category><category><![CDATA[Art]]></category><category><![CDATA[Property]]></category><category><![CDATA[Second Income]]></category><category><![CDATA[Estate and Risk]]></category><pubDate>Mon, 26 Sep 2022 16:30:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f3287_6b1ad265e65b44ca8cd6c21ddaa03e78~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[Wills Week! Family and Estate Planning]]></title><description><![CDATA[The question in South Africa has never been can I afford to have this child or do I have a plan in place.  However I think that this is a...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/wills-week-family-and-estate-planning</link><guid isPermaLink="false">68419ff22601548f74220959</guid><category><![CDATA[Estate and Risk]]></category><category><![CDATA[Financial and Portfolio Management]]></category><category><![CDATA[Investment]]></category><category><![CDATA[Strategy]]></category><category><![CDATA[Money Matters]]></category><category><![CDATA[Business]]></category><category><![CDATA[Personal Finance]]></category><category><![CDATA[Art]]></category><category><![CDATA[Property]]></category><category><![CDATA[Second Income]]></category><pubDate>Wed, 14 Sep 2022 11:42:51 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_84fb135066494ad7b2dff60aad61addc~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[Housing market: to rent or to buy?]]></title><description><![CDATA[The South African population, according to Stats SA, is currently estimated at 60.6 million people and we are growing at a rate which is...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/housing-market-to-rent-or-to-buy</link><guid isPermaLink="false">68419ff22601548f7422095c</guid><category><![CDATA[Financial and Portfolio Management]]></category><category><![CDATA[Investment]]></category><category><![CDATA[Strategy]]></category><category><![CDATA[Money Matters]]></category><category><![CDATA[Business]]></category><category><![CDATA[Personal Finance]]></category><category><![CDATA[Business Strategy]]></category><category><![CDATA[Property]]></category><category><![CDATA[Rental Income]]></category><category><![CDATA[Second Income]]></category><pubDate>Tue, 01 Feb 2022 16:46:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_646086e2d1c14333b08b5acae289069a~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item><item><title><![CDATA[How AI is Impacting Our Futures, Commodities and Portfoilos]]></title><description><![CDATA["Data is the new oil" as we have been told and in this article we are going to discuss why and how you can take advantage of this. Be it...]]></description><link>https://ca3zar10.wixsite.com/wealth/post/how-ai-is-impacting-our-futures-commodities-and-portfolios</link><guid isPermaLink="false">68419ff22601548f74220956</guid><category><![CDATA[Artificial Intelligence]]></category><category><![CDATA[Financial and Portfolio Management]]></category><category><![CDATA[Investment]]></category><category><![CDATA[Strategy]]></category><category><![CDATA[Money Matters]]></category><category><![CDATA[Business]]></category><category><![CDATA[Business Strategy]]></category><category><![CDATA[Personal Finance]]></category><category><![CDATA[Art]]></category><category><![CDATA[AI]]></category><pubDate>Tue, 01 Feb 2022 16:46:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_c6f6d3a084cf4018a1c4f6445dec1fb1~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mpumelelo Dlomo</dc:creator></item></channel></rss>