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Sipho’s Story: Navigating Credit Scores with Experian and TransUnion
Sipho is a 32-year-old teacher living in Johannesburg. He wants to buy his first car and knows that his credit score will play a big role...
Mpumelelo Dlomo
Jun 17, 20253 min read


Lerato’s Story: Understanding and Managing Her Credit Score
Lerato is a 29-year-old receptionist living in Midrand. She dreams of buying her first car and eventually a home. To achieve these goals,...
Mpumelelo Dlomo
Jun 13, 20253 min read


Thuli’s Story: How Disability Cover Secured Her Family’s Future
Thuli is a 34-year-old administrative assistant living in Rabie Ridge, a lower-middle-class suburb near Johannesburg. She supports her...
Mpumelelo Dlomo
Jun 12, 20252 min read


A Day in the Life of Thandi: A Lesson on Debt
Waking Up and Facing Financial Pressure Thandi wakes up at 5:45 AM in her small flat in Soweto. She’s a single mother of two, working as...
Mpumelelo Dlomo
Jun 11, 20253 min read


A Day in the Life: Impact of 2025 Economic and Transport Realities
Morning: Waking Up and Preparing for the Day Sipho wakes up in his modest Soweto home at 5:30 AM. The electricity tariff hike means he...
Mpumelelo Dlomo
Jun 10, 20254 min read


How to maximise your disposable income
Maximising your disposable income—what’s left after taxes and essential expenses—requires a combination of increasing your income and...
Mpumelelo Dlomo
Jun 7, 20253 min read


7 side hustles that one can start with AI and no capital
Here are 7 engaging AI-powered side hustles you can start in 2025 with no capital, leveraging free AI tools and platforms:
1. Faceless YouTube Channel Creation Using AI
Create a YouTube channel that posts AI-generated videos around trending topics, tutorials, or entertainment. Use free AI tools to generate scripts, voiceovers, and animations without showing your face.
Mpumelelo Dlomo
Jun 6, 20253 min read


The Financial Sector Conduct Authority versus The Ombudsman for Financial Services, what are the differences?
The Financial Sector Conduct Authority (FSCA) and the Ombudsman for Financial Services play crucial roles in maintaining the integrity,...
Mpumelelo Dlomo
Jul 22, 20243 min read


What is a Financial Services Providers? What is the Financial Sector Conduct Authority?
The financial sector in South Africa is robust and multifaceted, comprising various entities that ensure its smooth operation and...
Mpumelelo Dlomo
Jul 20, 20244 min read


What is the Financial Sector Conduct Authority compared to the Prudential Authority
The Financial Sector Conduct Authority (FSCA) and the Prudential Authority (PA) are two pivotal regulatory bodies in South Africa's...
Mpumelelo Dlomo
Jul 18, 20243 min read


Getting started with Equities can be easy
The markets can be a treacherous place for the uninitiated investor and as such it is important that one read this. Getting Started with...
Mpumelelo Dlomo
Jul 13, 20243 min read


The creative economy
The Creative Economy in South Africa: A Vibrant Tapestry of Innovation and Culture Introduction South Africa’s creative economy is a...
Mpumelelo Dlomo
Jul 11, 20243 min read


Investor Due Diligence
Investor’s Due Diligence, the checklist for individuals – both Natural and Juristic. With the recent spate of Financial Services...
Mpumelelo Dlomo
Jul 9, 20246 min read


Lump sums: Gift or a Curse?
Have you recently lost a loved one and come into an inheritance? Or have you come of age in your community and been gifted with a lump...
Mpumelelo Dlomo
Sep 26, 20225 min read


Wills Week! Family and Estate Planning
The question in South Africa has never been can I afford to have this child or do I have a plan in place. However I think that this is a...
Mpumelelo Dlomo
Sep 14, 20223 min read


Housing market: to rent or to buy?
The South African population, according to Stats SA, is currently estimated at 60.6 million people and we are growing at a rate which is...
Mpumelelo Dlomo
Feb 1, 20224 min read


How AI is Impacting Our Futures, Commodities and Portfoilos
"Data is the new oil" as we have been told and in this article we are going to discuss why and how you can take advantage of this. Be it...
Mpumelelo Dlomo
Feb 1, 20224 min read
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